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Meet the team

Meet the front-end Cobase team. Our people are totally dedicated to changing the world of payment and cash management in complex business environments. Meet our team members below! 

Management team

Jorge Schafraad

Jorge Schafraad

CEO & Founder

Jorge is on a mission to make it easier for corporates to work with their banks.

He started his career in the financial industry in 1999 at ABN AMRO Bank, where he worked in several positions in Global Transaction Banking in IT, product development and business development.

Jorge founded his own company in 2007 and as an entrepreneur, he worked on several innovative projects in the financial industry. He has a passion for IT and innovation.

His drive is to make Cobase a leading pan-European player in the coming years and to continue to roll out globally.

Jack Gielen

Jack Gielen


Jack is the COO of Cobase. Next to looking after our operations, Jack is responsible for Client Services, Client and Bank implementations, Bank relations, Legal and Compliance.

Jack has twenty-five years of experience in the financial industry, transaction banking, digital channels, leading product management and large change programs.

Before joining Cobase, Jack worked in several international positions at ABN AMRO bank. RBS, Barclays and Rabobank.

The drive of Jack is to make clients' experience and perception of Cobase the best in the industry.

Joost Kevelam

Joost Kevelam


As the CCO, Joost is a driving force in the growth of Cobase.

Joost has fifteen years of experience in financial markets and leading international sales teams.

Before joining Cobase, Joost worked in several international positions at ING Financial Markets, most recently as Head of eCommerce Sales. Joost is a CFA Charterholder.

The drive of Joost is to enable the steady growth of Cobase in the right direction and seize opportunities to streamline processes for clients.

Sales / Marketing & Legal

Frans Kaan

Frans Kaan

Sales Manager

Frans is an outgoing, enthusiastic and content-driven Sales Manager.

Frans has been the driving force behind the sales team from the very beginning and, with his knowledge and skills, has accompanied many customer projects from start to finish.

With almost twenty-five years of experience in payments and cash management, working at several banks such as ABN Amro and ING.

Frans is a skilled sparring partner for many treasurers/cash managers to look at their organisation constructively.

His drive is to find the best possible solution for the customer that is tailor-made to the customer's needs and wishes in a realistic and down to earth manner.

Daan Kurvers

Daan Kurvers

Sales Consultant

As sales consultant, Daan is responsible for helping customers with their (ERP) bank connectivity and cash management.

Daan has experience in finance tech, where he enjoys helping clients with their challenges in a consultative manner. He has experience in helping (fast growing) companies to make their finance environment more efficient.

Before joining Cobase, Daan worked as a business developer at a credit management start-up and Visma.

His drive is to help customers in their challenges, with a growth-enhancing solution.

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Matthias Varenkamp

Marketing Manager

Matthias is the Marketing Manager of Cobase and is responsible for the external communication and marketing-related activities of Cobase.

Matthias obtained a post-graduate diploma in Transaction Banking and did a specialization in Blockchain and Cryptocurrencies in his previous studies.

Matthias is fully dedicated to spreading the Cobase message that corporate banking can be made much simpler and more efficient than it is today, especially in the area of payments and cash management.

Natalia Johnson

Natalia Johnson

Legal and Compliance Lead, Data Protection Officer

Natalia is responsible for all our Legal and Compliance matters, including Data Privacy.

Natalia has over fifteen years of multi-jurisdictional experience in corporate, financial, regulatory law, acquired, among others, at an in-house bank of a multinational and in FinTech firms. Pragmatic, business-oriented lawyer with an MBA degree she has a proved track record of negotiating complex cross-border commercial and IT transactions and leading complex projects from inception through completion.

Natalia’s drive is to make the customer’s experience in Legal and Compliance matters as streamlined and customer focused as possible.

Client Services & Implementation

Santosh Chellaney

Santosh Chellaney

Client Services

Santosh is our client services representative who is always eager to help and guide customers into our platform's details.

Santosh has ten years of experience working in Financial Institutions skilled in Single Euro Payments Area (SEPA), Banking, Commercial Banking, and Treasury.

Santosh's drive is always to offer the customer the best result, think along with the process, and offer personal and tailored advice.

Nancy Palminha

Nancy Palminha

Client Services & Implementation

Nancy is responsible for client services and end-to-end onboarding to the Cobase platform.

Nancy has fifteen years of experience in the financial industry, specialised in Treasury and Cash Management with experience in resolving complex accounting issues and develop innovative solutions for achieving a wide range of business development strategies and financial management objectives.

Nancy's drive is to lead the customer through the implementation process as smoothly and swiftly as possible and empowers the customer to become an expert on the platform.

Yeth de Bruin

Yeth de Bruin

Client Services & Implementation

Yeth is our cheerful and outgoing client services and implementation manager.

At Cobase, Yeth is responsible for our clients' end-to-end onboarding to the Cobase platform.

With almost ten years of experience in the banking industry and extensive experience in client onboarding, implementation, compliance (KYC), payments, and international cash management solutions and legislation.

Yeth's drive is to make the process as convenient and straightforward as possible for the client.

Interested in joining our team?