Skip to content
Login

Products

Debt Management

Treasury Modules designed to complement and elevate your existing Payment Hub infrastructure.

The Cobase Debt Management module centralizes the tracking, administration, and forecasting of external debt across your organization. It gives treasury teams a single view of all facilities, including loans, credit lines, and leases, while automating interest calculations, monitoring repayments, and integrating with ERP and liquidity data to support funding decisions.

 

Level up with

Treasury Modules

Cobase offers a suite of solutions that support finance and treasury departments in managing liquidity, mitigating risk, and optimizing internal financial processes. Each module is designed to work seamlessly within the platform, delivering real-time visibility and centralized control.

Reporting
Facility tracking

Register and manage all types of facilities — revolving, term, bilateral, syndicated, across banks and lenders. Assign drawdowns, repayments, and maturities in one place.

InHouseBanking
Interest and fee calculation

Automate fixed or floating interest calculations using external benchmarks (e.g. EURIBOR, SOFR) or internal agreements. Supports day-count conventions and margin handling.

Bank
Repayment scheduling

Monitor due dates for interest and principal. Set automated alerts and integrate with Cobase Payment Module to execute payments directly.

AuditTrail
Forecasting and visibility

Include future repayments, fees, and drawdowns in your liquidity forecasts. See how debt impacts projected cash positions and funding requirements.

cashpooling
ERP and bank integration

Link debt schedules to ERP systems for reconciliation and reporting. Align loan drawdowns and repayments with actual bank transactions and general ledger updates.

Rules-based configuration
Compliance and documentation

Attach loan agreements, covenants, and facility documentation. Ensure audit readiness with complete logs and secure access control.

Key features

Central overview of all debt instruments across banks and currencies
Automated interest, fee, and amortization schedules
Payment execution via integrated Cobase Payment Module
Cash flow forecasting impact from repayments and drawdowns
Benchmark-based floating rate support (EURIBOR, SOFR, etc.)
Import data from ERP systems and reconcile with actuals
Document storage for agreements, covenants, and amendments
Role-based access, approval flows, and full audit trail

Frequently asked questions

What types of debt can be managed in Cobase?

Term loans, revolving credit facilities, intercompany loans, leasing contracts, and overdrafts — all can be tracked centrally.

Does it calculate interest and fees automatically?

Yes. Cobase supports fixed and floating rates, external benchmarks, margins, and various day-count conventions.

Can we track repayment schedules and receive alerts?

Yes. Repayment dates are monitored, and alerts can be set up to notify you before any due amounts.

Does it integrate with the Cobase Payment Module?

Yes. Interest and principal payments can be prepared and executed directly from within Cobase.

Can it show how debt affects liquidity forecasts?

Yes. Future debt service cash flows are integrated into your liquidity and cash flow projections.

Is ERP integration supported?

Yes. Data can be imported or synced with ERP systems to reconcile actuals and update GL accounts.

Interested?

Manage all your bank accounts centrally with Cobase

Simplify your cash management and save valuable time. One platform, complete control over all your financial flows.
Image