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Payment Hub

The Cobase Payment Hub consolidates all payments and cash management in one secure platform, offering real-time visibility, unified user management, and robust reporting.

Optional Treasury Modules expand it into a full Treasury Management System.

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Cash management

Centralized cash visibility

Gain a complete, real-time overview of all your bank accounts, entities, and currencies in one unified platform. Cobase empowers finance and treasury teams with instant access to consolidated cash positions, payment flows, and currency exposures enabling smarter decisions and tighter control.
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UserGroups
Tailored access for every role

Cobase ensures the right data is always in the right hands. Customize views by user groups: CFOs and Treasurers can monitor global liquidity, while local teams access only what’s relevant to their operations. This role-based setup balances strategic oversight with operational focus.

BankConnections
Automated bank integration

Say goodbye to manual reconciliations. Cobase standardizes and automates the delivery of bank statements to your ERP system. This ensures efficient, error-free transaction matching and streamlines financial workflows across the board.

Notifications
Proactive notifications

Stay ahead of potential issues with smart alerts. Whether it’s a low balance, pending approval, or a threshold breach, Cobase notifies the right users in real time—supporting strong financial governance without added complexity.

Reporting
Flexible reporting & dashboards

Say goodbye to manual reconciliations. Cobase standardizes and automates the delivery of bank statements to your ERP system. This ensures efficient, error-free transaction matching and streamlines financial workflows across the board.

Payment management

Centralized payment handling

Manage all payments from initiation to approval in one central platform. Cobase consolidates payment processes across banks, currencies, and legal entities, giving your team full oversight and eliminating fragmented handling.
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SmartWorkFlow
Smart approval workflows

Configure highly customizable approval flows tailored to your organization’s structure. Multi-level approvals, batch scheduling, and straight-through processing (STP) ensure payments are executed swiftly, securely, and in full compliance with internal policies.

PaymentTrack
Real-time track & trace

Gain instant visibility into the status of every transaction. From pending approvals to execution or rejection, Cobase provides real-time updates and centralized tracking empowering teams to act fast and avoid delays.

Notifications
Secure & compliant by design

Benefit from advanced compliance checks, robust fraud detection, and detailed audit trails. Cobase embeds security into every layer of the payment process, reducing risk and supporting full regulatory adherence.

Reporting
Seamless ERP synchronization

Cobase integrates effortlessly with your ERP and financial systems via secure channels. This ensures automated, bi-directional data exchange for both payments, payment statuses and statements boosting accuracy and reducing manual workload.

Formats

Smarter file handling, seamless integration

Handling diverse payment and reporting formats doesn’t have to be a bottleneck. Cobase streamlines file exchange by automating format conversion and standardization ensuring smooth, accurate communication between your systems, banks, and ERPs.
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Automated file conversion

Cobase eliminates the complexity of managing multiple file types by automatically converting payment and reporting formats to meet the specific requirements of each bank or ERP system.

Multi-format compatibility

Whether it's SWIFT MT101, XML ISO 20022, MT940, CAMT.053, BAI2, or custom bank formats—Cobase ensures seamless compatibility, reducing friction in multi-bank environments.

Fewer errors, faster processing

By removing manual file handling, Cobase minimizes errors, accelerates processing, and ensures every transaction and report is delivered in the correct format, every time.

Efficient reconciliation

Standardized data enables quicker reconciliation with your ERP, improving accuracy and freeing up your team to focus on analysis and strategy rather than troubleshooting formats.

Frequently asked questions

What is the Cobase Payment Hub and how does it benefit my organization?

The Cobase Payment Hub is a centralized platform that consolidates all your corporate payment activities across banks, accounts, and systems into a single interface. It simplifies complex workflows, enhances cash visibility, and improves operational control. By eliminating the inefficiencies of decentralized payment handling, it enables finance and treasury teams to focus on strategic priorities rather than manual tasks.

How does Cobase support centralized cash management across entities and currencies?

Cobase provides a unified dashboard that aggregates cash positions across multiple banks, legal entities, currencies, and accounts. This real-time visibility allows treasury teams to optimize liquidity, allocate resources efficiently, and improve forecasting accuracy. Role-based access controls ensure that users only see relevant data, supporting both global oversight and local operational focus.

Can Cobase integrate with our existing ERP systems?

Yes, Cobase offers seamless integration with leading ERP systems such as SAP, Oracle, Microsoft Dynamics, or any other ERP via secure APIs and SFTP. This enables automated two-way data exchange for payments and statements, eliminating manual input, reducing errors, and ensuring up-to-date financial information across systems.

How does Cobase improve payment security and compliance?

Cobase enhances security and compliance through advanced fraud detection algorithms, built-in regulatory checks, and comprehensive end-to-end audit trails. The platform ensures all transactions are securely processed, monitored, and logged, significantly reducing the risk of unauthorized payments and supporting full regulatory adherence.

How does Cobase handle diverse bank and ERP file formats for payments and reporting?

Cobase automates the conversion of payment and reporting files into the formats required by each bank or ERP system, including SWIFT MT101, XML ISO 20022, MT940, CAMT.053, CSV and local formats. This reduces manual intervention, minimizes errors, and ensures timely, accurate processing—ultimately increasing operational efficiency and simplifying reconciliation.

Interested?

Manage all your bank accounts centrally with Cobase

Simplify your cash management and save valuable time. One platform, complete control over all your financial flows.
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