Connectivity

SWIFT is the global network for secure financial messaging. Cobase operates its own BIC (CBSXNL2A), which corporates can use to connect with their banks via SWIFT. As a certified SWIFT Alliance Cloud partner, Cobase can also provide corporates with their own BIC, fully hosted and maintained, no in-house infrastructure needed.

Host-to-Host (SFTP/FTP) is a secure, direct file-based connection between systems for exchanging payments and reports. Cobase supports Host-to-Host connections with banks via SFTP, enabling automated, reliable data exchange. Cobase fully manages and monitors these connections, removing the need for internal setup or maintenance.

EBICS is a secure protocol for bank communication, used in Germany, France, Switzerland, and beyond. Cobase supports versions 2.4, 2.5 and 3.0, managing the full setup and key exchange. Corporates can connect to banks via EBICS without internal complexity, fully maintained by Cobase.

Premium APIs offer real-time, secure connections to banks and Payment Service Providers for payments, balances, and transaction updates. Cobase supports premium APIs - enabling instant data exchange. All API connections are fully managed, monitored, and maintained by Cobase, no internal development needed.

Connects to global Payment Service Providers via bespoke APIs to exchange statement and transaction data and/or initiate payments, depending on the maturity and capabilities of each PSP’s API.

Integrates with market data providers such as OANDA and Refinitiv via direct APIs to deliver real-time rates and reference data within the platform.

Connects to FX providers and multi-bank trading platforms via API to retrieve rates, execute trades, and process confirmations, based on each provider’s technical capabilities.

Supports money market providers to enable trade execution, confirmations, and reporting, streamlining short-term liquidity management within a single platform.

Connect to any ERP system using a single standardized interface. Payment files, statements, and other data are automatically converted to match the ERP’s required format, whether XML, CSV, or flat file.