Connectivity

Payment Service Providers (PSP)

Cobase enables direct, secure integration with Payment Service Providers (PSPs) to help corporates streamline outgoing and incoming payments across e-commerce, retail, and international channels. By centralizing PSP connections into one platform, Cobase provides real-time visibility over funds, reduces reconciliation effort, and improves cash forecasting.

Cobase supports connections with leading PSPs through file-based interfaces, APIs, and reconciliation feeds, and can integrate PSP data alongside traditional bank channels such as SWIFT, EBICS, and Host-to-Host.a

Payment Service Providers

Multi-bank connectivity made simple

Fragmented banking setups across systems, regions, and entities cause manual work, token overload, and inconsistent audit trails. Cobase centralizes all bank connectivity in one secure platform, eliminating the need for separate integrations and portals.

With one connection from your ERP to Cobase, you gain access to a wide range of banks. Cobase handles the complexity—authentication, formatting, and communication—behind the scenes.

Key features

Secure integration with PSPs via API or file-based exchange

Automated retrieval of settlement and reconciliation reports

Outbound payment support for refunds, pay-outs, and vendor disbursements

Multi-currency, multi-country PSP support

Consolidated PSP and bank reporting in one platform

Integration with ERP, Forecasting, and Cash Management modules

Works alongside SWIFT, Host-to-Host, EBICS, and bank APIs

Managed setup and ongoing support — no IT burden

Frequently asked questions

Which PSPs can Cobase connect to?

Cobase can integrate with any PSP that provides access via API or secure file exchange, including major players like Adyen, Stripe, Worldline, and others.

What data can be retrieved from a PSP?

Cobase can pull transaction data to support reconciliation and reporting. Payment capabilities depend on each PSP’s supported functionality and the maturity of their API.

Can Cobase help with outbound PSP payments?

Yes. Cobase can send structured payment instructions to your PSP for pay-outs, refunds, or vendor settlements.

Can PSP data be used in forecasting?

Yes. PSP inflows can be included in the liquidity and cash flow forecasts module.

Can I combine this with other protocols?

Yes. Cobase supports SWIFT, EBICS, API, and H2H simultaneously — allowing you to choose the most effective setup per bank or region. PSP transactions are shown alongside bank transactions for a unified view of cash and receivables.