Trying to manage your company’s cash flow without the right tools is like sailing without a compass—you’ll probably end up in the wrong place. Whether you're running a scale-up, a multinational, or something in between, knowing how money flows in and out of your business is key to staying in control.
In this article, we’ll walk through the top 10 cash flow forecasting tools on the market today. These aren’t just random picks—they’re powerful platforms used by finance teams worldwide to plan better, act faster, and make smarter decisions.
Why cash flow forecasting tools matter
Avoiding nasty surprises
Let’s face it—poor visibility into your cash position can lead to last-minute borrowing, missed opportunities, or worse, missed payroll. Good forecasting tools help you stay ahead of the curve.
Enabling strategic decision-making
With accurate cash flow data at your fingertips, you're not just surviving—you’re thriving. Whether it's timing investments or managing FX exposure, these tools turn cash flow into a competitive advantage.
What to look for in a great cash flow tool
Real-time data integration
Modern finance doesn’t run on spreadsheets alone. The best tools sync with your ERP, bank feeds, and other systems so you’re working with live data—not yesterday’s numbers.
Ease of use and collaboration
No tool is useful if it’s hard to use. Finance teams need interfaces that make modeling easy and collaboration seamless across departments.
Scenario planning and flexibility
What happens if sales drop 15% next quarter? Or if your biggest supplier delays payment? Scenario planning helps you prepare for the "what-ifs" without the panic.
The top 10 cash flow forecasting tools
Here’s our hand-picked list of the best tools out there in 2025.
1. Cobase
Unified cash visibility and treasury functionality that actually works
Cobase isn’t just a cash flow forecasting tool—it’s your financial command center. Think of it as a one-stop-shop where treasury teams and CFOs can finally breathe easy. Why? Because Cobase brings real-time cash visibility, multi-bank connectivity, and smart forecasting into a single, intuitive platform.
Let’s paint a picture: you’re a corporate with dozens of bank accounts spread across regions. Normally, trying to get a clear view of your cash position means logging into different bank portals, exporting spreadsheets, cleaning up formats, and then stitching it all together. It’s time-consuming, error-prone, and frankly, a nightmare.
Cobase changes that. With direct connectivity to hundreds of banks worldwide, it automatically pulls live bank balances and transactions into one interface. No toggling. No spreadsheet juggling. Just instant clarity.
But it doesn’t stop there. Cobase transforms that raw data into actionable insights, feeding it directly into cash flow forecasting models. Whether you're managing daily cash positions or projecting liquidity months ahead, the platform adapts to your business rhythm.
On top of that, Cobase supports multi-currency liquidity management, a game-changer for international businesses grappling with FX exposure. You can centralize liquidity, automate intercompany payments, and even simulate different cash scenarios based on fluctuating exchange rates or payment delays.
And here’s the kicker—Cobase doesn’t just help you look at what’s happening; it helps you plan what’s next. Forecasting becomes dynamic when it’s built on live data, not guesswork. It empowers treasury teams to make better decisions faster, while CFOs get the strategic visibility they need to steer the business confidently.
What users love most is the centralized control without complexity. Payment approvals, bank connectivity, user roles, cash forecasting—it’s all streamlined. Cobase isn't trying to be everything to everyone; it’s laser-focused on solving the real pain points of corporate treasury and finance professionals.
2. GTreasury
Forecasting meets risk management
GTreasury brings together treasury, risk, and cash forecasting into one platform. It’s designed for global enterprises needing modeling, intercompany forecasting, and hedge planning. Their visualization dashboards and forecasting modules are a hit among finance professionals who crave depth.
3. Serrala
Liquidity planning
Serrala combines traditional treasury tools with robust automation to simplify cash flow forecasting and liquidity planning. Its solution is designed for high-volume transaction environments, making cash position forecasting seamless, accurate, and nearly hands-free.
4. Coupa
Spend-focused cash forecasting
Coupa’s strength lies in its spend intelligence. Their Business Spend Management (BSM) platform includes cash forecasting as a feature—but don’t underestimate it. By leveraging procurement, AP, and expense data, Coupa delivers spend-aware cash planning that’s deeply insightful for cost-conscious finance leaders.
5. Cube
Finance-first, spreadsheet-friendly
Cube is built for FP&A teams that love Excel but need more power. It plugs into your spreadsheets and finance systems, adding real-time syncing, modeling capabilities, and multi-scenario planning. Cube makes cash forecasting flexible and familiar, without giving up on automation.
6. HighRadius
AR-centric forecasting for enterprises
HighRadius is a favorite among large corporates for one reason: accounts receivable intelligence. Their forecasting tool leans heavily on AR automation, giving you accurate predictions on when customers will actually pay.
7. Anaplan
Enterprise-wide modeling and forecasting
Anaplan offers a connected planning platform, ideal for companies needing enterprise-wide financial planning. Its cash flow forecasting capabilities are part of a broader FP&A toolkit, with robust scenario modeling and real-time collaboration across departments.
8. Agicap
Small business champion
Agicap is tailor-made for SMEs. It connects to banks, accounting software, and invoices to produce clear, visual forecasts with minimal setup. The interface is super intuitive, and small teams love the drag-and-drop planning tools.
9. SAP Business Planning
Embedded planning for SAP ecosystems
SAP’s Business Planning and Consolidation (BPC) module is a heavyweight for companies already using SAP. It offers deeply integrated forecasting and budgeting features that feed directly into your SAP ERP workflows.
10. Planful
Real-time collaboration for FP&A teams
Planful lives up to its name. This cloud-native platform emphasizes real-time collaboration, dynamic modeling, and a sleek UI. Forecasting cash flow becomes a team sport, not a solo mission. With integrations across the finance stack and deep scenario planning tools, Planful fits well in high-performance FP&A environments.
How to choose the right tool for your business
Company size and complexity
Whether you're a mid-sized company navigating international growth or a large enterprise managing a complex treasury structure, Cobase scales with you. Its modular design means you get exactly what you need—no bloated features, no unnecessary complexity. It’s particularly well-suited for organizations with multiple bank accounts, legal entities, or currencies that need centralized control without losing local flexibility.
ERP and bank integrations
Cobase is built for seamless integration. With direct connections to hundreds of banks worldwide and compatibility with leading ERP systems, it bridges the gap between your core financial infrastructure and your forecasting models. No more copy-pasting between portals—Cobase pulls in live data automatically, ensuring your decisions are always based on the latest numbers.
Reporting and stakeholder needs
Need quick insights for treasury? Strategic overviews for the CFO? Or board-level reporting that’s clear and actionable? Cobase delivers all of it. Its customizable dashboards, real-time data views, and exportable reports make it easy to communicate financial insights across departments and up the chain—with zero guesswork.
Conclusion
Choosing the right cash flow forecasting tool isn’t just a tech decision—it’s a strategic one. In a world where liquidity, visibility, and speed can make or break your financial agility, Cobase stands out as a powerful ally. It doesn’t just show you where your cash is—it helps you control it, move it, and plan with confidence. With real-time data, seamless bank connectivity, and treasury functionality built for modern finance teams, Cobase gives you more than just forecasts—it gives you peace of mind. If you’re ready to simplify complexity and take charge of your cash flow, Cobase is ready to help you lead the way.
Want to find out what Cobase can do for you?
Whether you're drowning in spreadsheets, juggling multiple bank portals, or simply tired of guessing your cash position, Cobase offers a smarter way forward. It brings all your bank accounts, payments, and liquidity data into one clear, real-time view—no manual work, no silos. From dynamic cash forecasting to centralized control over global banking, Cobase empowers finance teams to make faster, better-informed decisions. If you're ready to turn cash flow chaos into clarity, it’s time to explore what Cobase can really do for your business.
Frequent Asked Questions (FAQs)
1. What is a cash flow forecasting tool, and why do I need one?
A cash flow forecasting tool helps you predict your future cash position by analyzing inflows and outflows over a specific period. With Cobase, you get real-time insights into your liquidity, enabling smarter decisions, fewer surprises, and better financial control.
2. How does Cobase improve cash flow forecasting?
Cobase pulls live data from all your bank accounts and consolidates it into one platform. This means your forecasts are always based on accurate, up-to-date information—no more guesswork, no more manual errors.
3. Can Cobase help if I work with multiple banks and currencies?
Yes. Cobase is built for exactly that. With global bank connectivity and multi-currency support, it gives you a unified view of your cash, no matter where it’s held or what currency it's in.
4. Is Cobase difficult to implement?
Not at all. Cobase is designed to integrate smoothly with your existing ERP and banking systems. The setup is guided and supported by experts, so you can start seeing value quickly—without disrupting your operations.
5. How often should I update my cash flow forecast?
That depends on your business, but with Cobase, you don’t have to worry about manual updates. The platform continuously syncs live data, so your forecasts are always current and reliable—daily, weekly, or monthly.
