Connectivity

SWIFT

Cobase provides secure, scalable SWIFT connectivity via its certified SWIFT Alliance Cloud setup. You can connect using the Cobase BIC (CBSXNL2A) or your own corporate BIC, fully hosted and maintained by Cobase.

To support global reach and diverse banking landscapes, Cobase offers a hybrid connectivity model. In addition to SWIFT, the platform supports Host-to-Host, EBICS, and API connections, allowing you to choose the most suitable channel per bank or region. Cobase is able to connect both via SWIFT FIN and FileAct and supports MT and ISO 20022 formats.

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SWIFT

Multi-bank connectivity made simple

Fragmented banking setups across systems, regions, and entities cause manual work, token overload, and inconsistent audit trails. Cobase centralizes all bank connectivity in one secure platform, eliminating the need for separate integrations and portals.

With one connection from your ERP to Cobase, you gain access to a wide range of banks. Cobase handles the complexity—authentication, formatting, and communication—behind the scenes.

BankConnections
Use Cobase’s BIC (CBSXNL2A)

Ideal for companies that don’t require their own BIC. Cobase’s shared BIC offers fast, cost-efficient SWIFT access for payments (MT101, pain.001), reporting (MT940, camt.053), and confirmations via FIN and FileAct messaging.

SmartWorkFlow
Use your own BIC via Cobase

For corporates that require their own BIC, Cobase — as a SWIFT Alliance Cloud Partner — fully hosts, integrates, and maintains your SWIFT environment. Existing BICs can also be migrated into Cobase’s managed infrastructure.

Key features

Use Cobase’s BIC (CBSXNL2A) or your own hosted BIC
Full support for SWIFT FIN and FileAct messaging
ISO 20022 format support: pain.001, camt.053, camt.052
End-to-end hosting, setup, integration, and maintenance
Seamless migration support for existing BICs
Combine with Host-to-Host, EBICS, and APIs for flexible bank connectivity
Secure and compliant via Cobase’s certified SWIFT Alliance Cloud environment
Works seamlessly with Cobase

Frequently asked questions

Can I connect via SWIFT without owning a BIC?

Yes. You can use Cobase’s shared BIC (CBSXNL2A) to access SWIFT messaging quickly and without additional overhead.

What if we already have a BIC?

Cobase can host your existing BIC and manage all related infrastructure, from SWIFTNet integration to message routing and compliance.

Can I mix connectivity protocols?

Yes. Cobase supports SWIFT, Host-to-Host, EBICS, and APIs, allowing you to choose the best option per bank or region.

Which SWIFT message types are supported?

Cobase supports both FIN and FileAct messages, including MT101, MT940, MT942, and ISO formats such as pain.001, camt.052, and camt.053.

Is the setup secure and compliant?

Yes. Cobase’s SWIFT service is hosted in a SWIFT-certified Alliance Cloud and meets all industry compliance and security standards.

Interested?

Manage all your bank accounts centrally with Cobase

Simplify your cash management and save valuable time. One platform, complete control over all your financial flows.
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